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Frequently Asked Questions

FOR THE “WHAT IFs” IN LIFE

EXPLORE BASS PRO SHOPS FINANCIAL SERVICES GUARANTEED ASSET PROTECTION CONTRACTS

You might assume that your physical damage insurance is sufficient to cover any losses related to your boat. However, when a boat is declared a total loss, the primary insurance settlement is generally based on the market value of the boat, which may be substantially less than the balance still owed on your finance contract.1 This difference is called the deficiency balance, which the owner is generally responsible for.

GUARANTEED ASSET PROTECTION (GAP) will waive or pay the deficiency balance (minus certain fees and charges) between the amount still due on your finance contract and your insurance settlement.2 In most states, GAP will cover your insurance deductible.3

Ask your dealer about GAP now because it’s only available from your dealer at the time you purchase an eligible new or pre-owned boat. And, for your convenience, the cost of GAP can be added to your finance contract and included as a portion of your monthly payment (subject to credit approval).4 GAP is available in most states.

BPSFS GAP BROCHURE - MARINE

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You might assume that your physical damage insurance is sufficient to cover any losses related to your All Terrain Vehicle (ATV) or side by side. However, when an ATV or side by side is declared a total loss, the primary insurance settlement is generally based on the market value of the ATV or side by side, which may be substantially less than the balance still owed on your finance contract.1 This difference is called the deficiency balance, which the owner is generally responsible for.

GUARANTEED ASSET PROTECTION (GAP) will waive or pay the deficiency balance (minus certain fees and charges) between the amount still due on your finance contract and your insurance settlement.2 In most states, GAP will cover your insurance deductible.3

Ask your dealer about GAP now because it’s only available from your dealer at the time you purchase an eligible new or pre-owned ATV or side by side. And, for your convenience, the cost of GAP can be added to your finance contract and included as a portion of your monthly payment (subject to credit approval).4 GAP is available in most states.

BPSFS GAP BROCHURE - POWERSPORT

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The purchase of a Bass Pro Shops Financial Services Guaranteed Asset Protection plan is optional, cancelable (see GAP agreement, certificate, or waiver) and not required to obtain credit.

  1. See your insurance policy for actual coverage in the event of a total loss.

  2. Less any delinquent payments, taxes, and past due charges. See agreement, certificate, or waiver for complete details. Some restrictions apply.

  3. Available in most states if it is purchased and disclosed separately on the finance contract. See agreement, certificate, or waiver for complete details.

  4. Not all customers will qualify.

AVAILABLE ONLY AT TIME OF FINANCING

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